Friday, September 18, 2009

Kiva's Lending

More Kiva news, this time looking at what factors affect lending times. Johnny Price at Kiva put together the excellent slide show below, and a few findings follow after the slideshow.

Some of the early conclusions are:

  • Single entrepreneurs are funded relatively more slowly than group loans
  • On average, the length of the description does not appear to affect funding time, although the "quality" of the description does
  • Entrepreneurs that look affluent seem less likely to be funded quickly
  • Lower partner risk ratings do not appear to deter lenders
  • The quality of the photo does not appear to have a significant effect on funding time, but the inclusion of a video does speed up funding time
  • And smiling helps :)

For more see Johnny's post on Kiva's blog.

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