Kiva's Lending

More Kiva news, this time looking at what factors affect lending times. Johnny Price at Kiva put together the excellent slide show below, and a few findings follow after the slideshow.

What factors affect loan funding times

View more presentations from kivamicrofunds.

Some of the early conclusions are:

• Single entrepreneurs are funded relatively more slowly than group loans
• On average, the length of the description does not appear to affect funding time, although the "quality" of the description does
• Entrepreneurs that look affluent seem less likely to be funded quickly
• Lower partner risk ratings do not appear to deter lenders
• The quality of the photo does not appear to have a significant effect on funding time, but the inclusion of a video does speed up funding time
• And smiling helps :)

For more see Johnny's post on Kiva's blog.